USAA, the bank that serves the armed forces, has done this for awhile, but it hasn't picked up beyond there. Although the Check Clearing for the 21st Century Act has made this possible, and half of all business checks are deposited this way already, the system still needs to be safeguarded against fraud before it can really reach mainstream adoption rates. Interesting, but I'd guess the majority of Gizmodo readers use paypal or World of Warcraft gold pieces instead of ye old checkbook. [NYT Bits]
