Got A Good Credit Score? Rent It To Someone In Need
One of the common consequences for victims of identity theft is that they can see their credit scores get damaged, and because the big credit agencies don't offer much help in monitoring and fixing this, it can be a major hassle to get the problem resolved. Barry Ritholtz to an interesting story about a different kind of fraud, whereby people with good credit scores can sell their credit histories to people who want their own score boosted. Basically, the law states that people are allowed to add an unlimited number of individuals to their credit card accounts; it's mainly intended for parents who want to put their kids on the account. But, various websites have emerged to take advantage of this loophole, enabling people with bad credit histories to improve their score by getting access to a good credit history. It's not clear how widespread this actually is, but it pretty clearly violates the whole point of a credit score, since it's supposed to give the lender some idea of how reliable the borrower is. Fair Isaac, the company that developed the FICO score, says it's currently in talks with the FTC to stop the practice. The question, then, is whether shutting down this loophole will do the trick, or whether credit history brokers will simply find another loophole.
To create an animated GIF online, all you need is a set of images (in any format like jpg, png, etc) and Glickr.com, a free site that will convert them into an animated GIF movie of predefined sizes that you can use as profile avatars or post them on blogs.
Individual images can be as large as 1 MB and you may directly grab your Flickr pictures inside Glickr.com. You may also change the speed of your animations [like how frequently the image transitions happen]
Some people find animated images as annoying as blinking webpages but they are a good medium for sharing photo slideshows in situations where Flash is not an option.
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